Free PDF Virginia-Life-Annuities-and-Health-Insurance - Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Marvelous Test Price

We have a large number of regular customers exceedingly trust our Virginia Life, Annuities, and Health Insurance Examination Series 11-01 practice materials for their precise content about the exam. You may previously have thought preparing for the Virginia-Life-Annuities-and-Health-Insurance practice exam will be full of agony, actually, you can abandon the time-consuming thought from now on. Our practice materials can be understood with precise content for your information, which will remedy your previous faults and wrong thinking of knowledge needed in this exam. As a result, many customers get manifest improvement and lighten their load by using our Virginia-Life-Annuities-and-Health-Insurance practice materials. Up to now, more than 98 percent of buyers of our practice materials have passed it successfully. Virginia-Life-Annuities-and-Health-Insurance practice materials can be classified into three versions: the pdf, the software and the app version. So we give emphasis on your goals, and higher quality of our Virginia-Life-Annuities-and-Health-Insurance practice materials.

You should prepare with ITPassLeader Virginia-Life-Annuities-and-Health-Insurance Questions that are in compliance with Virginia-Life-Annuities-and-Health-Insurance exam content. More than 90,000 professionals worldwide have provided their feedback, helping create and launch Virginia-Life-Annuities-and-Health-Insurance questions in the market. So, if you're determined to pass the Virginia Insurance exam and achieve Virginia-Life-Annuities-and-Health-Insurance Certification to accelerate your career, it's time to build your knowledge and skills. You can try the demo version of Virginia Life, Annuities, and Health Insurance Examination Series 11-01 (Virginia-Life-Annuities-and-Health-Insurance) practice dumps before payment.

>> Virginia-Life-Annuities-and-Health-Insurance Test Price <<

Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Associate Level Exam - Virginia-Life-Annuities-and-Health-Insurance Latest Exam Tips

Nowadays the knowledge capabilities and mental labor are more valuable than the manual labor because knowledge can create more wealth than the mental labor. If you boost professional knowledge capabilities in some area you are bound to create a lot of values and can get a good job with high income. Passing the test of Virginia-Life-Annuities-and-Health-Insurance Certification can help you achieve that, and our Virginia-Life-Annuities-and-Health-Insurance study materials are the best study materials for you to prepare for the test.

Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Sample Questions (Q112-Q117):

NEW QUESTION # 112
Who normally bears the cost of excess charges in a Medicare claim?

A. The service provider
B. The Centers for Medicare & Medicaid Services
C. The insured
D. The Social Security Administration

Answer: C

Explanation:
Detailed Answer in Step-by-Step Solution:
* Excess charges in Medicare occur when a provider charges more than the Medicare-approved amount, and the insured (D) is responsible for the difference unless covered by supplemental insurance.
* The Social Security Administration (A) and CMS (B) administer Medicare, not pay claims.
* Providers (C) may charge excess but don't absorb it unless they accept assignment.
The Virginia study guide explains that Medicare beneficiaries bear excess charges unless a provider accepts Medicare assignment or a Medigap policy covers them. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Medicare Basics."

NEW QUESTION # 113
The period of time during which a new employee is ineligible for group health insurance coverage is called a:

A. Probationary period
B. Contributory period
C. Participation period
D. Grace period

Answer: A

Explanation:
Virginia Code § 38.2-3445, aligned with ACA rules, allows group health plans to impose a probationary period (option C)-also called a waiting period-before new employees become eligible for coverage, capped at 90 days. This delay, set by the employer, ensures employment stability before benefits begin. Option A (participation period) isn't a standard term; it might confuse with minimum participation rules for group plans. Option B (grace period) is the post-due-date window for premium payment (e.g., 31 days), not eligibility. Option D (contributory period) implies employee premium contributions but isn't a defined phase.
The study guide likely explains this as an employer tool, with examples like a 30-day wait, making C the precise term.

NEW QUESTION # 114
What is a condition for which medical advice or treatment was recommended by or received from a provider of health care service within six months preceding the effective date of an individual long-term care policy?

A. Long-term care condition
B. Covered illness
C. Pre-determined risk
D. Pre-existing condition

Answer: D

Explanation:
Virginia Code § 38.2-5205 mandates that long-term care (LTC) policies define pre-existing conditions, typically as conditions for which medical advice or treatment was recommended or received within six months before the policy's effective date. Option B (pre-existing condition) matches this definition exactly, as it identifies prior health issues that may affect coverage (e.g., exclusions or waiting periods). Option A (covered illness) is vague and implies a condition already insured, not necessarily pre-existing. Option C (long-term care condition) isn't a standard term; LTC policies cover specific needs (e.g., ADLs), not a category tied to this timeframe. Option D (pre-determined risk) suggests underwriting factors, not a specific medical history definition. The study guide likely details this six-month lookback as a common LTC standard, with examples like a recent stroke diagnosis, emphasizing disclosure requirements and potential coverage limits, confirming B as the answer.

NEW QUESTION # 115
What is the effect on a life insurance policy if the insured fails to repay the full value of loans taken against the policy?

A. The premium is increased.
B. The death benefit is reduced.
C. The policy lapses immediately.
D. Dividends are suspended.

Answer: B

Explanation:
Virginia Code § 38.2-3205 governs policy loans in life insurance. When an insured borrows against the policy' s cash value and fails to repay the loan (principal plus interest), the outstanding amount is deducted from the death benefit upon the insured's death. Option C correctly states this reduction. Option A is false; premiums are fixed unless the policy is adjustable, and loans don't alter them. Option B is incorrect; dividends depend on insurer performance and policy terms, not loan repayment, though they might be applied to reduce the loan if elected. Option D is wrong; immediate lapse occurs only if the loan exceeds the cash value and premiums aren't paid, not simply from non-repayment. The study guide likely stresses that the death benefit is the primary adjustment mechanism, ensuring the insurer recovers the loan while honoring the policy, making Cthe accurate choice.

NEW QUESTION # 116
Which is an example of an endodontic service?

A. Root canals
B. Crowns
C. Dentures
D. Fillings

Answer: A

Explanation:
Detailed Answer in Step-by-Step Solution:
* Endodontic services involve treatment of the tooth's interior (pulp and roots), with root canals (C) being a primary example.
* Crowns (A) and fillings (D) are restorative, not endodontic. Dentures (B) are prosthetic, unrelated to endodontics.
The Virginia study guide classifies root canals as an endodontic procedure, distinct from restorative or prosthetic dental services, per standard dental insurance definitions. Reference: Virginia Life, Annuities, and Health Insurance study guide, section on "Dental Insurance."

NEW QUESTION # 117
......

We have applied the latest technologies to the design of our Virginia-Life-Annuities-and-Health-Insurance test prep not only on the content but also on the displays. As a consequence you are able to keep pace with the changeable world and remain your advantages with our Virginia-Life-Annuities-and-Health-Insurance training materials. Besides, you can consolidate important knowledge of Virginia-Life-Annuities-and-Health-Insurance Exam for you personally and design customized study schedule or to-do list on a daily basis. The last but not least, our after-sales service can be the most attractive project in our Virginia-Life-Annuities-and-Health-Insurance guide torrent.

Virginia-Life-Annuities-and-Health-Insurance Associate Level Exam: https://www.itpassleader.com/Virginia-Insurance/Virginia-Life-Annuities-and-Health-Insurance-dumps-pass-exam.html

Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Test Price We also will check the updates at any time every day, And the Virginia-Life-Annuities-and-Health-Insurance study tool can provide a good learning platform for users who want to get the test Virginia-Life-Annuities-and-Health-Insurancecertification in a short time, The ITPassLeader is one of the top-rated and reliable platforms that has been helping the Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance exam candidates for many years, One advantage is that if you use our Virginia-Life-Annuities-and-Health-Insurance practice questions for the first time in a network environment, then the next time you use our study materials, there will be no network requirements.

If a service is slow, users will assume it is broken, It's also necessary Virginia-Life-Annuities-and-Health-Insurance to create a book file when producing long documents, such as books and catalogs, We also will check the updates at any time every day.

Free PDF Pass-Sure Virginia Insurance - Virginia-Life-Annuities-and-Health-Insurance - Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Test Price

And the Virginia-Life-Annuities-and-Health-Insurance Study Tool can provide a good learning platform for users who want to get the test Virginia-Life-Annuities-and-Health-Insurancecertification in a short time, The ITPassLeader is one of the top-rated and reliable platforms that has been helping the Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance exam candidates for many years.

One advantage is that if you use our Virginia-Life-Annuities-and-Health-Insurance practice questions for the first time in a network environment, then the next time you use our study materials, there will be no network requirements.

With Virginia-Life-Annuities-and-Health-Insurance learning dumps, you only need to spend 20-30 hours on studying, and then you can easily pass the exam.